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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,260 | $56,116-14.0% | $135,768-64.5% | $86,983-44.5% |
| Participation rate | 37.9% | 60.1%-22.2pp | 71.1%-33.1pp | 69.5%-31.6pp |
| Annual return | 13.36% | 125.33%-112.0pp | 526.10%-512.7pp | 25.83%-12.5pp |
| Employer contribution / active EE | $1,235 | $1,528-19.2% | $3,394-63.6% | $2,584-52.2% |
| Participant deferral / active EE | $1,650 | $2,690-38.6% | $3,977-58.5% | $4,194-60.7% |
| Admin fee / account holder | $2,273 | $4,314-47.3% | $7,048-67.8% | $7,856-71.1% |