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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,352 | $176,402-80.5% | $134,162-74.4% | $158,982-78.4% |
| Participation rate | 63.2% | 78.7%-15.6pp | 72.2%-9.0pp | 82.0%-18.8pp |
| Annual return | 8.01% | 63.66%-55.6pp | 36.35%-28.3pp | 302.99%-295.0pp |
| Employer contribution / active EE | $1,620 | $5,042-67.9% | $3,705-56.3% | $4,763-66.0% |
| Participant deferral / active EE | $3,397 | $4,093-17.0% | $3,500-2.9% | $5,983-43.2% |
| Admin fee / account holder | $824 | $8,719-90.6% | $6,685-87.7% | $11,252-92.7% |