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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,241 | $158,852-81.6% | $121,220-75.9% | $135,380-78.4% |
| Participation rate | 47.8% | 79.3%-31.5pp | 71.8%-23.9pp | 82.6%-34.8pp |
| Annual return | -6.98% | -0.64%-6.3pp | 16.94%-23.9pp | 519.81%-526.8pp |
| Employer contribution / active EE | $855 | $5,666-84.9% | $4,023-78.7% | $4,779-82.1% |
| Participant deferral / active EE | $2,041 | $4,006-49.0% | $3,345-39.0% | $5,609-63.6% |
| Admin fee / account holder | $3,151 | $6,515-51.6% | $5,021-37.2% | $10,828-70.9% |