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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,241 | $185,225-77.2% | $142,898-70.4% | $167,536-74.8% |
| Participation rate | 59.1% | 78.5%-19.4pp | 72.0%-12.9pp | 82.1%-23.0pp |
| Annual return | 14.43% | 8558.12%-8543.7pp | 5639.64%-5625.2pp | 478.82%-464.4pp |
| Employer contribution / active EE | $1,441 | $5,607-74.3% | $4,146-65.3% | $4,839-70.2% |
| Participant deferral / active EE | $2,923 | $4,496-35.0% | $3,838-23.9% | $6,342-53.9% |
| Admin fee / account holder | $58 | $8,032-99.3% | $6,560-99.1% | $12,315-99.5% |