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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,202 | $176,688-85.2% | $130,660-79.9% | $152,909-82.9% |
| Participation rate | 56.5% | 79.0%-22.4pp | 71.7%-15.2pp | 82.5%-25.9pp |
| Annual return | 15.77% | 2693.08%-2677.3pp | 1709.29%-1693.5pp | 345.46%-329.7pp |
| Employer contribution / active EE | $1,161 | $5,743-79.8% | $4,092-71.6% | $4,764-75.6% |
| Participant deferral / active EE | $2,752 | $4,362-36.9% | $3,603-23.6% | $5,851-53.0% |
| Admin fee / account holder | $7,068 | $7,131-0.9% | $5,463+29.4% | $11,601-39.1% |