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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,260 | $56,431-14.5% | $130,788-63.1% | $87,485-44.8% |
| Participation rate | 37.9% | 58.9%-21.0pp | 70.1%-32.2pp | 68.9%-31.0pp |
| Annual return | 13.36% | 91.27%-77.9pp | 386.44%-373.1pp | 26.06%-12.7pp |
| Employer contribution / active EE | $1,235 | $1,549-20.3% | $3,558-65.3% | $2,596-52.4% |
| Participant deferral / active EE | $1,650 | $2,749-40.0% | $4,137-60.1% | $4,274-61.4% |
| Admin fee / account holder | $2,273 | $4,433-48.7% | $6,673-65.9% | $7,775-70.8% |