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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,391 | $53,063-42.7% | $124,206-75.5% | $82,637-63.2% |
| Participation rate | 43.5% | 58.4%-14.9pp | 69.6%-26.1pp | 68.1%-24.6pp |
| Annual return | 15.01% | 68.87%-53.9pp | 515.27%-500.3pp | 53.51%-38.5pp |
| Employer contribution / active EE | $1,457 | $1,530-4.8% | $3,540-58.8% | $2,552-42.9% |
| Participant deferral / active EE | $3,247 | $2,644+22.8% | $3,968-18.2% | $4,126-21.3% |
| Admin fee / account holder | $7,246 | $4,281+69.3% | $5,929+22.2% | $7,339-1.3% |