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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,741 | $49,199-63.9% | $121,204-85.4% | $75,173-76.4% |
| Participation rate | 60.6% | 55.4%+5.2pp | 69.5%-8.9pp | 67.2%-6.6pp |
| Annual return | 29.33% | 56.04%-26.7pp | 987.18%-957.8pp | 160.72%-131.4pp |
| Employer contribution / active EE | $2,059 | $1,547+33.0% | $4,170-50.6% | $2,671-22.9% |
| Participant deferral / active EE | $4,240 | $2,630+61.2% | $4,083+3.9% | $4,126+2.8% |
| Admin fee / account holder | $2,127 | $3,946-46.1% | $5,651-62.4% | $5,651-62.4% |