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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,857 | $51,606-51.8% | $129,339-80.8% | $80,911-69.3% |
| Participation rate | 60.3% | 57.0%+3.4pp | 69.6%-9.3pp | 67.6%-7.3pp |
| Annual return | 13.55% | 20.76%-7.2pp | 9437.05%-9423.5pp | 35.63%-22.1pp |
| Employer contribution / active EE | $2,629 | $1,582+66.1% | $4,154-36.7% | $2,756-4.6% |
| Participant deferral / active EE | $5,555 | $2,669+108.2% | $4,170+33.2% | $4,297+29.3% |
| Admin fee / account holder | $3,150 | $4,310-26.9% | $7,668-58.9% | $6,935-54.6% |