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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,641 | $46,697-75.1% | $117,533-90.1% | $68,486-83.0% |
| Participation rate | 89.7% | 56.8%+33.0pp | 70.6%+19.1pp | 67.9%+21.9pp |
| Annual return | -17.94% | -14.52%-3.4pp | 29.77%-47.7pp | -7.85%-10.1pp |
| Employer contribution / active EE | $2,364 | $1,506+57.0% | $4,179-43.4% | $2,597-9.0% |
| Participant deferral / active EE | $3,687 | $2,637+39.8% | $4,072-9.5% | $4,028-8.5% |
| Admin fee / account holder | $2,231 | $4,023-44.5% | $5,647-60.5% | $5,404-58.7% |