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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,790 | $96,731-23.7% | $123,973-40.5% | $86,983-15.2% |
| Participation rate | 65.8% | 70.0%-4.2pp | 76.7%-10.9pp | 69.5%-3.8pp |
| Annual return | 12.74% | 17.33%-4.6pp | 388.13%-375.4pp | 25.83%-13.1pp |
| Employer contribution / active EE | $2,145 | $3,297-34.9% | $4,126-48.0% | $2,584-17.0% |
| Participant deferral / active EE | $5,554 | $4,152+33.8% | $5,247+5.8% | $4,194+32.4% |
| Admin fee / account holder | $3,020 | $8,722-65.4% | $11,799-74.4% | $7,856-61.6% |