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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,627 | $64,729-34.1% | $112,263-62.0% | $68,490-37.8% |
| Participation rate | 37.0% | 67.2%-30.1pp | 75.1%-38.0pp | 67.9%-30.9pp |
| Annual return | -17.12% | -11.40%-5.7pp | 27.49%-44.6pp | -7.85%-9.3pp |
| Employer contribution / active EE | $1,028 | $2,746-62.6% | $3,636-71.7% | $2,597-60.4% |
| Participant deferral / active EE | $2,223 | $3,566-37.7% | $4,729-53.0% | $4,028-44.8% |
| Admin fee / account holder | $2,009 | $5,222-61.5% | $6,410-68.7% | $5,403-62.8% |