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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,250 | $78,682-46.3% | $109,188-61.3% | $85,851-50.8% |
| Participation rate | 43.6% | 68.3%-24.7pp | 75.9%-32.3pp | 69.3%-25.7pp |
| Annual return | 18.27% | 25.09%-6.8pp | 25.76%-7.5pp | 318.63%-300.4pp |
| Employer contribution / active EE | $1,266 | $2,734-53.7% | $3,723-66.0% | $2,565-50.7% |
| Participant deferral / active EE | $2,968 | $3,468-14.4% | $4,654-36.2% | $3,952-24.9% |
| Admin fee / account holder | $2,181 | $5,470-60.1% | $6,755-67.7% | $6,261-65.2% |