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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,296 | $65,367-70.5% | $92,915-79.2% | $72,976-73.6% |
| Participation rate | 34.5% | 68.3%-33.8pp | 76.0%-41.5pp | 69.5%-34.9pp |
| Annual return | 81.87% | 42.11%+39.8pp | 109.45%-27.6pp | 81.02%+0.9pp |
| Employer contribution / active EE | $863 | $2,594-66.7% | $3,653-76.4% | $2,440-64.6% |
| Participant deferral / active EE | $1,345 | $3,128-57.0% | $4,238-68.3% | $3,608-62.7% |
| Admin fee / account holder | $325 | $4,251-92.4% | $5,796-94.4% | $5,124-93.7% |