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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,370 | $73,988-27.9% | $96,538-44.7% | $75,177-29.0% |
| Participation rate | 41.2% | 66.4%-25.3pp | 74.3%-33.2pp | 67.2%-26.0pp |
| Annual return | 20.22% | 26.73%-6.5pp | 35.74%-15.5pp | 160.75%-140.5pp |
| Employer contribution / active EE | $1,331 | $2,930-54.6% | $3,740-64.4% | $2,671-50.2% |
| Participant deferral / active EE | $2,662 | $3,660-27.3% | $4,880-45.5% | $4,126-35.5% |
| Admin fee / account holder | $4,521 | $5,220-13.4% | $6,737-32.9% | $5,651-20.0% |