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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,549 | $29,733+9.5% | $56,025-41.9% | $80,959-59.8% |
| Participation rate | 30.3% | 41.7%-11.4pp | 52.5%-22.2pp | 67.7%-37.4pp |
| Annual return | 11.62% | 35.28%-23.7pp | 1712.69%-1701.1pp | 35.67%-24.0pp |
| Employer contribution / active EE | $555 | $672-17.3% | $1,042-46.7% | $2,757-79.9% |
| Participant deferral / active EE | $714 | $1,229-41.9% | $1,955-63.4% | $4,300-83.4% |
| Admin fee / account holder | $2,899 | $2,434+19.1% | $2,828+2.5% | $6,925-58.1% |