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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,239 | $27,936-13.2% | $58,561-58.6% | $75,173-67.8% |
| Participation rate | 35.3% | 38.8%-3.6pp | 50.9%-15.6pp | 67.2%-31.9pp |
| Annual return | 17.16% | 44.21%-27.0pp | 4251.33%-4234.2pp | 160.72%-143.6pp |
| Employer contribution / active EE | $549 | $670-18.0% | $1,053-47.9% | $2,671-79.4% |
| Participant deferral / active EE | $672 | $1,202-44.1% | $1,923-65.0% | $4,126-83.7% |
| Admin fee / account holder | $4,969 | $1,727+187.8% | $2,520+97.2% | $5,651-12.1% |