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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,483 | $60,139-51.0% | $90,461-67.4% | $79,856-63.1% |
| Participation rate | 53.3% | 65.0%-11.7pp | 72.7%-19.4pp | 69.6%-16.3pp |
| Annual return | 17.68% | 71.96%-54.3pp | 1294.76%-1277.1pp | 31.71%-14.0pp |
| Employer contribution / active EE | $970 | $2,069-53.1% | $3,264-70.3% | $2,471-60.7% |
| Participant deferral / active EE | $2,234 | $2,939-24.0% | $3,964-43.7% | $3,741-40.3% |
| Admin fee / account holder | $55,773 | $3,978+1301.9% | $5,617+893.0% | $5,306+951.0% |