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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,506 | $110,410-39.8% | $102,437-35.1% | $145,897-54.4% |
| Participation rate | 42.9% | 77.9%-35.1pp | 74.5%-31.7pp | 80.3%-37.4pp |
| Annual return | 9.15% | 24.85%-15.7pp | 24.95%-15.8pp | 552.29%-543.1pp |
| Employer contribution / active EE | $1,591 | $4,217-62.3% | $3,871-58.9% | $4,663-65.9% |
| Participant deferral / active EE | $4,405 | $5,622-21.6% | $5,060-12.9% | $6,689-34.1% |
| Admin fee / account holder | $35,629 | $9,745+265.6% | $8,388+324.8% | $13,390+166.1% |