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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,955 | $133,981-53.0% | $112,249-43.9% | $134,532-53.2% |
| Participation rate | 37.5% | 78.6%-41.1pp | 75.1%-37.6pp | 81.2%-43.7pp |
| Annual return | -18.45% | 47.16%-65.6pp | 27.48%-45.9pp | 418.27%-436.7pp |
| Employer contribution / active EE | $1,450 | $4,040-64.1% | $3,636-60.1% | $4,741-69.4% |
| Participant deferral / active EE | $6,620 | $5,292+25.1% | $4,729+40.0% | $6,401+3.4% |
| Admin fee / account holder | $1,033 | $7,492-86.2% | $6,412-83.9% | $11,429-91.0% |