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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,506 | $111,814-40.5% | $103,378-35.7% | $145,978-54.4% |
| Participation rate | 42.9% | 77.9%-35.1pp | 74.5%-31.7pp | 80.3%-37.4pp |
| Annual return | 9.15% | 24.80%-15.6pp | 24.91%-15.8pp | 550.52%-541.4pp |
| Employer contribution / active EE | $1,591 | $4,215-62.3% | $3,870-58.9% | $4,662-65.9% |
| Participant deferral / active EE | $4,405 | $5,618-21.6% | $5,058-12.9% | $6,690-34.1% |
| Admin fee / account holder | $35,629 | $9,764+264.9% | $8,401+324.1% | $13,400+165.9% |