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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,764 | $99,995-50.2% | $85,063-41.5% | $145,978-65.9% |
| Participation rate | 85.7% | 74.1%+11.6pp | 67.5%+18.2pp | 80.3%+5.4pp |
| Annual return | 11.69% | 83.99%-72.3pp | 66.54%-54.8pp | 550.52%-538.8pp |
| Employer contribution / active EE | $5,288 | $3,231+63.6% | $2,727+93.9% | $4,662+13.4% |
| Participant deferral / active EE | $8,458 | $5,295+59.7% | $4,523+87.0% | $6,690+26.4% |
| Admin fee / account holder | $2,557 | $7,255-64.7% | $6,155-58.5% | $13,400-80.9% |