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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,610 | $96,388-56.8% | $80,627-48.4% | $139,466-70.2% |
| Participation rate | 76.9% | 73.6%+3.3pp | 67.0%+9.9pp | 80.3%-3.4pp |
| Annual return | 14.38% | 1352.08%-1337.7pp | 936.76%-922.4pp | 373.66%-359.3pp |
| Employer contribution / active EE | $4,884 | $3,260+49.8% | $2,723+79.4% | $4,754+2.7% |
| Participant deferral / active EE | $7,742 | $5,224+48.2% | $4,443+74.3% | $6,712+15.3% |
| Admin fee / account holder | $1,873 | $6,603-71.6% | $5,381-65.2% | $11,409-83.6% |