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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,415 | $93,117-62.0% | $77,096-54.1% | $134,532-73.7% |
| Participation rate | 88.9% | 74.5%+14.4pp | 67.9%+21.0pp | 81.2%+7.7pp |
| Annual return | -11.72% | 62.67%-74.4pp | 42.35%-54.1pp | 418.27%-430.0pp |
| Employer contribution / active EE | $6,433 | $3,420+88.1% | $2,814+128.6% | $4,741+35.7% |
| Participant deferral / active EE | $8,838 | $5,241+68.6% | $4,429+99.6% | $6,401+38.1% |
| Admin fee / account holder | $1,953 | $6,948-71.9% | $5,428-64.0% | $11,429-82.9% |