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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,507 | $152,612-74.1% | $125,192-68.4% | $152,897-74.2% |
| Participation rate | 86.7% | 83.3%+3.3pp | 79.8%+6.9pp | 82.5%+4.2pp |
| Annual return | 16.62% | 54.85%-38.2pp | 43.79%-27.2pp | 345.43%-328.8pp |
| Employer contribution / active EE | $3,154 | $4,947-36.2% | $3,866-18.4% | $4,764-33.8% |
| Participant deferral / active EE | $4,176 | $5,868-28.8% | $4,937-15.4% | $5,851-28.6% |
| Admin fee / account holder | $7,682 | $13,437-42.8% | $9,704-20.8% | $11,599-33.8% |