Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,358 | $141,418-53.8% | $94,677-31.0% | $96,393-32.2% |
| Participation rate | 92.3% | 86.8%+5.5pp | 80.8%+11.5pp | 71.3%+21.0pp |
| Annual return | 18.13% | 21.96%-3.8pp | 156.95%-138.8pp | 22.88%-4.8pp |
| Employer contribution / active EE | $3,401 | $4,361-22.0% | $3,673-7.4% | $3,239+5.0% |
| Participant deferral / active EE | $5,337 | $10,695-50.1% | $7,418-28.0% | $5,455-2.2% |
| Admin fee / account holder | $0 | $82-100.0% | $7,222-100.0% | $74-100.0% |