Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,801 | $159,295-57.4% | $108,421-37.5% | $106,520-36.3% |
| Participation rate | 89.5% | 85.5%+4.0pp | 80.1%+9.4pp | 71.3%+18.2pp |
| Annual return | 15.43% | 17.79%-2.4pp | 905.61%-890.2pp | 19.28%-3.9pp |
| Employer contribution / active EE | $3,016 | $3,803-20.7% | $3,560-15.3% | $2,840+6.2% |
| Participant deferral / active EE | $4,810 | $9,392-48.8% | $6,564-26.7% | $4,948-2.8% |
| Admin fee / account holder | $0 | $99-100.0% | $7,298-100.0% | $75-100.0% |