Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,048 | $94,115-55.3% | $83,327-49.5% | $73,367-42.7% |
| Participation rate | 84.3% | 83.7%+0.6pp | 77.8%+6.6pp | 69.5%+14.9pp |
| Annual return | -5.40% | -6.12%+0.7pp | 10.64%-16.0pp | 173.45%-178.9pp |
| Employer contribution / active EE | $2,247 | $2,931-23.4% | $3,379-33.5% | $2,499-10.1% |
| Participant deferral / active EE | $3,431 | $6,759-49.2% | $5,565-38.4% | $4,033-14.9% |
| Admin fee / account holder | $0 | $75-100.0% | $7,540-100.0% | $68-100.0% |