Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,520 | $125,578-56.6% | $86,460-36.9% | $89,433-39.0% |
| Participation rate | 91.0% | 86.1%+4.9pp | 80.3%+10.7pp | 71.3%+19.7pp |
| Annual return | -16.00% | -16.42%+0.4pp | 4399.82%-4415.8pp | -11.88%-4.1pp |
| Employer contribution / active EE | $2,901 | $4,137-29.9% | $3,771-23.1% | $3,021-4.0% |
| Participant deferral / active EE | $4,776 | $9,976-52.1% | $6,954-31.3% | $5,125-6.8% |
| Admin fee / account holder | $0 | $94-100.0% | $6,727-100.0% | $79-100.0% |