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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,354 | $197,819-8.3% | $155,789+16.4% | $125,389+44.6% |
| Participation rate | 100.0% | 82.1%+17.9pp | 76.1%+23.9pp | 83.2%+16.8pp |
| Annual return | -0.35% | 86.73%-87.1pp | 71.54%-71.9pp | 282.24%-282.6pp |
| Employer contribution / active EE | $3,129 | $4,850-35.5% | $3,839-18.5% | $4,866-35.7% |
| Participant deferral / active EE | $5,499 | $5,631-2.3% | $4,798+14.6% | $5,352+2.8% |
| Admin fee / account holder | $924 | $9,544-90.3% | $7,477-87.6% | $9,541-90.3% |