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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,354 | $190,916+19.1% | $160,037+42.1% | $134,545+69.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -3.23% | 552.79%-556.0pp | 408.95%-412.2pp | 418.37%-421.6pp |
| Employer contribution / active EE | $11,881 | $4,996+137.8% | $4,226+181.2% | $4,742+150.6% |
| Participant deferral / active EE | $13,106 | $6,925+89.3% | $6,184+111.9% | $6,401+104.7% |
| Admin fee / account holder | $710 | $10,497-93.2% | $8,716-91.9% | $11,431-93.8% |