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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,241 | $232,540-14.7% | $185,117+7.1% | $147,586+34.3% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 8.74% | 43.03%-34.3pp | 40.50%-31.8pp | 578.59%-569.9pp |
| Employer contribution / active EE | $3,161 | $5,195-39.1% | $4,182-24.4% | $4,876-35.2% |
| Participant deferral / active EE | $3,248 | $5,834-44.3% | $5,045-35.6% | $5,439-40.3% |
| Admin fee / account holder | $1,486 | $10,275-85.5% | $8,159-81.8% | $10,886-86.3% |