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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,900 | $226,135-22.2% | $182,558-3.6% | $152,909+15.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 4.71% | 192.60%-187.9pp | 148.59%-143.9pp | 345.46%-340.8pp |
| Employer contribution / active EE | $2,812 | $4,979-43.5% | $4,076-31.0% | $4,764-41.0% |
| Participant deferral / active EE | $8,956 | $6,371+40.6% | $5,526+62.1% | $5,851+53.1% |
| Admin fee / account holder | $1,584 | $10,707-85.2% | $8,594-81.6% | $11,601-86.3% |