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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,229 | $88,815-20.9% | $81,882-14.2% | $145,897-51.9% |
| Participation rate | 21.1% | 75.1%-54.0pp | 72.4%-51.3pp | 80.3%-59.3pp |
| Annual return | 9.16% | 1033.75%-1024.6pp | 779.47%-770.3pp | 552.29%-543.1pp |
| Employer contribution / active EE | $434 | $3,086-85.9% | $2,916-85.1% | $4,663-90.7% |
| Participant deferral / active EE | $1,937 | $4,647-58.3% | $4,323-55.2% | $6,689-71.0% |
| Admin fee / account holder | $293 | $8,434-96.5% | $7,360-96.0% | $13,390-97.8% |