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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,341 | $100,911-60.0% | $90,440-55.4% | $158,966-74.6% |
| Participation rate | 36.4% | 75.0%-38.7pp | 72.7%-36.3pp | 82.0%-45.6pp |
| Annual return | 16.11% | 1726.62%-1710.5pp | 1294.38%-1278.3pp | 302.95%-286.8pp |
| Employer contribution / active EE | $705 | $3,690-80.9% | $3,263-78.4% | $4,762-85.2% |
| Participant deferral / active EE | $2,669 | $4,348-38.6% | $3,964-32.7% | $5,983-55.4% |
| Admin fee / account holder | $145 | $6,507-97.8% | $5,615-97.4% | $11,250-98.7% |