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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,597 | $92,684-37.9% | $82,706-30.4% | $134,509-57.2% |
| Participation rate | 23.1% | 75.2%-52.1pp | 72.6%-49.5pp | 81.2%-58.2pp |
| Annual return | -17.97% | 945.84%-963.8pp | 701.76%-719.7pp | 418.13%-436.1pp |
| Employer contribution / active EE | $636 | $3,272-80.6% | $3,007-78.9% | $4,741-86.6% |
| Participant deferral / active EE | $2,298 | $4,800-52.1% | $4,394-47.7% | $6,400-64.1% |
| Admin fee / account holder | $698 | $5,982-88.3% | $5,329-86.9% | $11,427-93.9% |