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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,356 | $98,240-68.1% | $82,312-61.9% | $147,586-78.8% |
| Participation rate | 89.5% | 79.7%+9.7pp | 76.9%+12.6pp | 82.8%+6.6pp |
| Annual return | 14.73% | 30.85%-16.1pp | 25.88%-11.1pp | 578.59%-563.9pp |
| Employer contribution / active EE | $2,616 | $3,192-18.0% | $2,428+7.7% | $4,876-46.4% |
| Participant deferral / active EE | $5,454 | $4,383+24.4% | $3,706+47.2% | $5,439+0.3% |
| Admin fee / account holder | $1,181 | $8,563-86.2% | $5,608-78.9% | $10,886-89.2% |