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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,886 | $110,240-38.4% | $96,544-29.7% | $139,487-51.3% |
| Participation rate | 69.6% | 78.1%-8.6pp | 76.0%-6.4pp | 80.3%-10.8pp |
| Annual return | 14.84% | 26.41%-11.6pp | 25.88%-11.0pp | 373.84%-359.0pp |
| Employer contribution / active EE | $2,371 | $3,622-34.6% | $2,966-20.1% | $4,755-50.1% |
| Participant deferral / active EE | $5,509 | $5,549-0.7% | $4,851+13.5% | $6,713-17.9% |
| Admin fee / account holder | $4,192 | $11,602-63.9% | $8,254-49.2% | $11,407-63.3% |