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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,969 | $62,583-55.3% | $76,767-63.6% | $64,173-56.4% |
| Participation rate | 80.0% | 72.8%+7.2pp | 77.0%+3.0pp | 69.6%+10.4pp |
| Annual return | -9.78% | -1.95%-7.8pp | 2.43%-12.2pp | 7.63%-17.4pp |
| Employer contribution / active EE | $2,151 | $1,832+17.4% | $2,485-13.5% | $2,381-9.7% |
| Participant deferral / active EE | $4,249 | $3,145+35.1% | $3,852+10.3% | $3,470+22.5% |
| Admin fee / account holder | $1,048 | $4,667-77.6% | $6,675-84.3% | $4,887-78.6% |