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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,064 | $78,423-55.3% | $95,964-63.5% | $79,856-56.1% |
| Participation rate | 71.4% | 73.5%-2.1pp | 77.1%-5.7pp | 69.6%+1.8pp |
| Annual return | 3.79% | 19.37%-15.6pp | 91.64%-87.9pp | 31.71%-27.9pp |
| Employer contribution / active EE | $2,261 | $1,945+16.2% | $2,541-11.0% | $2,471-8.5% |
| Participant deferral / active EE | $4,683 | $3,440+36.1% | $4,167+12.4% | $3,741+25.2% |
| Admin fee / account holder | $2,137 | $5,622-62.0% | $6,797-68.6% | $5,306-59.7% |