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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,184 | $58,627+108.4% | $76,735+59.2% | $82,448+48.2% |
| Participation rate | 68.5% | 63.2%+5.3pp | 69.5%-1.0pp | 68.1%+0.4pp |
| Annual return | 15.98% | 39.10%-23.1pp | 29.77%-13.8pp | 41.64%-25.7pp |
| Employer contribution / active EE | $2,884 | $1,729+66.8% | $2,454+17.5% | $2,551+13.1% |
| Participant deferral / active EE | $6,945 | $3,134+121.6% | $4,088+69.9% | $4,139+67.8% |
| Admin fee / account holder | $27,445 | $5,323+415.6% | $7,189+281.8% | $7,234+279.4% |