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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,534 | $55,902+122.8% | $76,030+63.8% | $80,959+53.8% |
| Participation rate | 59.7% | 62.1%-2.3pp | 69.1%-9.3pp | 67.7%-7.9pp |
| Annual return | 14.24% | 20.59%-6.4pp | 361.54%-347.3pp | 35.67%-21.4pp |
| Employer contribution / active EE | $2,774 | $1,867+48.6% | $2,688+3.2% | $2,757+0.6% |
| Participant deferral / active EE | $6,131 | $3,051+101.0% | $4,257+44.0% | $4,300+42.6% |
| Admin fee / account holder | $5,319 | $5,239+1.5% | $6,421-17.2% | $6,925-23.2% |