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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,534 | $55,930+122.7% | $76,089+63.7% | $80,925+53.9% |
| Participation rate | 59.7% | 62.1%-2.3pp | 69.1%-9.4pp | 67.7%-7.9pp |
| Annual return | 14.24% | 20.58%-6.3pp | 360.94%-346.7pp | 35.65%-21.4pp |
| Employer contribution / active EE | $2,774 | $1,866+48.7% | $2,690+3.1% | $2,756+0.7% |
| Participant deferral / active EE | $6,131 | $3,051+101.0% | $4,259+43.9% | $4,299+42.6% |
| Admin fee / account holder | $5,319 | $5,241+1.5% | $6,418-17.1% | $6,940-23.4% |