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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,236 | $85,766-29.8% | $136,298-55.8% | $70,126-14.1% |
| Participation rate | 61.5% | 74.2%-12.6pp | 81.9%-20.4pp | 69.5%-8.0pp |
| Annual return | 16.06% | 31.46%-15.4pp | 5156.27%-5140.2pp | 73.15%-57.1pp |
| Employer contribution / active EE | $1,354 | $2,966-54.3% | $4,696-71.2% | $2,343-42.2% |
| Participant deferral / active EE | $3,214 | $5,051-36.4% | $6,247-48.5% | $3,332-3.5% |
| Admin fee / account holder | $6,212 | $5,421+14.6% | $9,244-32.8% | $4,645+33.7% |