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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,571 | $82,674-2.5% | $125,363-35.7% | $68,495+17.6% |
| Participation rate | 58.0% | 75.0%-17.0pp | 82.4%-24.4pp | 67.9%-9.9pp |
| Annual return | -17.34% | -5.97%-11.4pp | 572.15%-589.5pp | -7.84%-9.5pp |
| Employer contribution / active EE | $2,259 | $3,382-33.2% | $4,815-53.1% | $2,596-13.0% |
| Participant deferral / active EE | $4,927 | $6,111-19.4% | $7,447-33.8% | $4,028+22.3% |
| Admin fee / account holder | $3,104 | $6,276-50.5% | $10,005-69.0% | $5,403-42.6% |