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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,122 | $180,459-47.8% | $154,108-38.9% | $135,380-30.5% |
| Participation rate | 81.0% | 87.4%-6.5pp | 83.0%-2.1pp | 82.6%-1.7pp |
| Annual return | -4.60% | 888.21%-892.8pp | 735.21%-739.8pp | 519.81%-524.4pp |
| Employer contribution / active EE | $6,073 | $6,035+0.6% | $5,298+14.6% | $4,779+27.1% |
| Participant deferral / active EE | $5,892 | $5,806+1.5% | $5,081+16.0% | $5,609+5.1% |
| Admin fee / account holder | $7,087 | $16,145-56.1% | $13,411-47.2% | $10,828-34.6% |