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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,758 | $202,342-53.7% | $172,753-45.7% | $152,909-38.7% |
| Participation rate | 95.5% | 87.1%+8.4pp | 82.6%+12.8pp | 82.5%+13.0pp |
| Annual return | 20.02% | 1029.88%-1009.9pp | 803.00%-783.0pp | 345.46%-325.4pp |
| Employer contribution / active EE | $11,740 | $5,857+100.4% | $5,144+128.2% | $4,764+146.4% |
| Participant deferral / active EE | $6,421 | $5,948+7.9% | $5,198+23.5% | $5,851+9.7% |
| Admin fee / account holder | $8,256 | $17,112-51.8% | $13,956-40.8% | $11,601-28.8% |