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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,839 | $175,259-11.7% | $149,723+3.4% | $139,487+11.0% |
| Participation rate | 95.7% | 83.4%+12.3pp | 78.8%+16.9pp | 80.3%+15.3pp |
| Annual return | 16.26% | 166.82%-150.6pp | 134.50%-118.2pp | 373.84%-357.6pp |
| Employer contribution / active EE | $14,110 | $5,478+157.6% | $4,821+192.7% | $4,755+196.8% |
| Participant deferral / active EE | $9,262 | $6,522+42.0% | $5,682+63.0% | $6,713+38.0% |
| Admin fee / account holder | $2,577 | $16,158-84.1% | $13,215-80.5% | $11,407-77.4% |