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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,328 | $209,422-43.5% | $178,503-33.7% | $158,982-25.6% |
| Participation rate | 91.3% | 86.4%+5.0pp | 81.9%+9.4pp | 82.0%+9.3pp |
| Annual return | 15.42% | 188.81%-173.4pp | 151.12%-135.7pp | 302.99%-287.6pp |
| Employer contribution / active EE | $11,083 | $5,707+94.2% | $5,011+121.2% | $4,763+132.7% |
| Participant deferral / active EE | $6,518 | $5,955+9.5% | $5,202+25.3% | $5,983+8.9% |
| Admin fee / account holder | $2,264 | $17,079-86.7% | $13,987-83.8% | $11,252-79.9% |