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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,482 | $98,776+34.1% | $149,745-11.5% | $79,856+65.9% |
| Participation rate | 96.2% | 75.8%+20.4pp | 82.5%+13.7pp | 69.6%+26.5pp |
| Annual return | 3.57% | 27.38%-23.8pp | 276.72%-273.2pp | 31.71%-28.1pp |
| Employer contribution / active EE | $2,975 | $3,217-7.5% | $4,646-36.0% | $2,471+20.4% |
| Participant deferral / active EE | $8,262 | $5,681+45.4% | $6,843+20.7% | $3,741+120.9% |
| Admin fee / account holder | $1,327 | $6,053-78.1% | $9,312-85.8% | $5,306-75.0% |