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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,346 | $89,370+51.4% | $141,197-4.1% | $72,976+85.5% |
| Participation rate | 98.0% | 75.1%+22.9pp | 82.5%+15.5pp | 69.5%+28.5pp |
| Annual return | 4.87% | 111.88%-107.0pp | 71.41%-66.5pp | 81.02%-76.1pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $6,095 | $5,419+12.5% | $6,710-9.2% | $3,608+68.9% |
| Admin fee / account holder | $4,135 | $5,957-30.6% | $10,265-59.7% | $5,124-19.3% |