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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,208 | $99,875+55.4% | $146,866+5.7% | $86,983+78.4% |
| Participation rate | 90.6% | 75.8%+14.8pp | 82.5%+8.1pp | 69.5%+21.1pp |
| Annual return | 12.44% | 28.10%-15.7pp | 102.85%-90.4pp | 25.83%-13.4pp |
| Employer contribution / active EE | $3,662 | $3,224+13.6% | $4,425-17.2% | $2,584+41.7% |
| Participant deferral / active EE | $8,773 | $6,322+38.8% | $7,759+13.1% | $4,194+109.2% |
| Admin fee / account holder | $2,138 | $7,838-72.7% | $13,620-84.3% | $7,856-72.8% |